Privacy Policy
Hilltop Planning, LLC (“HTP”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. We want our clients to understand what information we collect, how we use it, and how we protect your personal information.
Why We Collect Your Information: We gather information about you so that we can:
● Help design and implement the investment and financial planning related services we provide you; and
● Comply with the Federal and State laws and regulations that govern us.
What Information We Collect and Maintain: We may collect the following types of “nonpublic personal information” about you:
● Information from our initial meeting or subsequent consultations about your identity, such as your name, contact information, social security number, date of birth, and financial information;
● Information that we generate to service your financial needs; and
● Information that we may receive from third parties in connection with the services we provide you.
What Information We Disclose: We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. HTP may disclose client's nonpublic personal information: (1) to individuals and/or entities not affiliated with HTP, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with HTP (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.
We will not sell your personal information. No contact information, including phone numbers and email addresses, will be shared with third parties or affiliates for marketing or promotional purposes. In the event that HTP has a change to its client privacy policy that would allow it to disclose nonpublic personal information not covered under applicable law, HTP will allow its clients the opportunity to opt-out of such disclosure. Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.
SMS Terms and Conditions
1. SMS Consent Communication
The information, including phone numbers, obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2. Types of SMS Communications
If you have consented to receive text messages from Hilltop Planning, LLC, you may receive messages related to our Financial Planning, Tax Planning, and Investment Management services, including:
Conversations (external)
Example: "Hello, this is a friendly reminder of your upcoming financial review meeting with Hilltop Planning, LLC on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Hilltop Planning, LLC at any time."
3. Message Frequency
Message frequency may vary depending on the type of communication. For example, you may receive up to 2 SMS messages per week related to your scheduled appointments, account updates, or administrative inquiries.
4. Potential Fees for SMS Messaging
Please note that standard message and data rates may apply, depending on your mobile carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-In Method
You may opt-in to receive SMS messages from Hilltop Planning, LLC in the following ways:
Verbally, during a conversation with a member of our team and By texting us directly
6. Opt-Out Method
You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7. Help
If you are experiencing any issues, you can reply with the keyword HELP. Alternatively, you can get help directly from us by visiting https://www.hilltopplanning.com/ or calling us at 512-222-9083.
Additional Option: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our online or paper forms.
8. Standard Messaging Disclosures
Message and data rates may apply.
You can opt-out at any time by texting "STOP."
For assistance, text "HELP", visit our website at https://www.hilltopplanning.com/, or review our Privacy Policy and Terms and Conditions at https://www.hilltopplanning.com/.
Message frequency may vary.
SMS Privacy Policy
Effective Date: July 29, 2026
Company Name: Hilltop Planning, LLC
Website: https://www.hilltopplanning.com/
Phone: 512-222-9083
1. Information Collection and Mobile Data
We collect personal information, including phone numbers, names, and contact details, when you voluntarily provide them to us. This includes information provided through:
Contact forms on our website (https://www.hilltopplanning.com/)
Client intake forms and financial planning questionnaires
Direct phone, email, or in-person communications with our team
Inbound text messages initiated by you
2. How We Use Your Mobile Information
Mobile phone numbers collected for SMS communication will be used solely for direct, 1-on-1 external conversations regarding our Financial Planning, Tax Planning, and Investment Management services.
We use text messaging to:
Answer your direct inquiries and service questions
Coordinate scheduled calls or strategy reviews
Send follow-up communications regarding ongoing advisory services
Message frequency varies based on your ongoing interactions with our firm.
3. Strict Non-Sharing Policy (Mobile Consent & Data)
Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with, sold to, or rented to any third parties.
If service providers or vendor software are utilized to facilitate SMS delivery, your information is processed strictly on our behalf to deliver those messages and for no other purpose.
4. Opt-Out and Managing Your Preferences
You have control over your communications. You can choose to stop receiving text messages from Hilltop Planning, LLC at any time:
Text Opt-Out: Reply "STOP" to any SMS message you receive from us. You will receive a single confirmation text verifying your removal.
Direct Request: Contact us directly at 512-222-9083 or submit a request on our website to be removed from our mobile text list.
For assistance or support regarding SMS communications, you can text "HELP" or contact us directly.
5. Data Security & Safeguards
We implement industry-standard administrative, technical, and physical security measures to protect your phone number and personal information against unauthorized access, disclosure, or misuse.
6. Contact Us
If you have questions about this SMS Privacy Policy or how your information is handled, please contact us:
Company: Hilltop Planning, LLC
Website: https://www.hilltopplanning.com/
Phone: 512-222-9083
How We Protect Your Personal Information: We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with HTP will be subject to confidentiality agreements.
Former Clients
Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic personal information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law.
Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Jeffrey Morneault, Chief Compliance Officer of HTP. Please contact Jeffrey Morneault at 512.222.9083